Connecting people to their money, and their money to the world

Paytec provides integrated vertical financial infrastructure

to enable deep financial inclusion where it is needed most.


Financial Inclusion

The provision of universal access to a wide range of financial services, and enhancing access to financial services for individuals and micro-, small and medium-sized enterprises, have a significant contribution to social and economic development of communities.

We place a particular focus on the financial needs of migrant workers and women, given their importance in food production and household expenditure decisions.


Integrated Vertical Financial Infrastructure

Traditional finance relies on centralised, trust-based systems, which are designed to exclude those who can’t afford it. Poverty alleviation requires a new inclusive financial model.

By providing a vertically integrated financial infrastructure, that bridges the divide between traditional- and decentralised finance, we can enable millions of people and small businesses to flourish.


Sustainability Built-In

We believe that long term sustainability is based on the quality of the communities we build. We strive to have active and open communication with regulators, central- and commercial banks, encourage vibrant participation in our technology community, and immersing ourselves in the users’ life journeys. Together, we are building a brighter future, for everyone.

The Paytec Group Portfolio


Zeam enables anyone with an identity document and a mobile phone, to open a store of value, regardless of their residency status, credit score, employment status or available funds.

It lets people and small businesses send, spend and save, without any fees.

Find out more here: https://zeam.money


Paytec Technologies B.V. is a Software- and Infrastructure as a Service provider of minting-, trading-, treasury-, infrastructure- and application technology.


Paytec Services (Pty) Ltd is a global payment operations- and customer support provider, which is regulated by the Financial Sector Conduct Authority of South Africa (FSP 53737), and a South African Reserve Bank accredited Systems Operator (SO 001233).


The BankTech Platform is an API Gateway that enables deep integration into the traditional banking- and retail infrastructure, transforming Host-to-Host file-based processes into useable APIs.

BankTech is integrated into BankservAfrica for bulk-, real-time and recurring transactions and verification services, and is used by multinational corporates, non-bank financial institutions and retail banks, as enterprise SaaS.

Visit https://bank.tech for more information.

Accreditations & partners

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